Franklin County property record for 299 E Pass Lndg, Carrabelle, FL 32322 · Last verified January 2026
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $80,500 (Jul 2020) |
| Tax Bill | $1,797 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone VE (high risk) |
| APN | 20-07S-04W-1001-0000-0420 |
| Primary APN | 20-07S-04W-1001-0000-0420 |
|---|
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
|---|
| Street Address | 299 E PASS LNDG |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SUNSET ISLE & YACHT CLUB LOT 42 PB 9/14 OR 1075/460 1269/446 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | SUNSET & YACHT CLUB |
| Legal Lot Number | 42 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | EASTPOINT |
| Census Block Group | 1 |
| Census Block | 1256 |
| Census Tract | 970200 |
Source: Franklin County records · APN 20-07S-04W-1001-0000-0420
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 476, CENTERVILLE, GA 31028-0476 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Feb 16, 2017 | Loan Modification, Mortgage AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 202019002899 |
| Deed Book / Page | 1269 / 446 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 299 E PASS LNDG, CARRABELLE, FL 32322 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019003734 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 1224/419 |
| Instrument | 201819003734 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CARRABELLE, FL 32322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 20, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 5 Years |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 299 E PASS LNDG, CARRABELLE, FL 32322 |
| Document Number | 0019001481 |
| Book / Page | 001188 / 000767 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002 |
| Document Number | 0019001481 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 001188/000767 |
| Instrument | 19001481 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | CRAWFORDVILLE, FL 32326 |
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | Mar 30, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Municipality | Carrabelle City |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 (+8.19%) | $109,500 (-) Land $105,000 Building $4,500 | $109,500 (-) Land $105,000 Building $4,500 |
| 2024 | $1,661.00 (+4.66%) | $109,500 (-) Land $105,000 Building $4,500 | $109,500 (-) Land $105,000 Building $4,500 |
| 2023 | $1,587.00 (+15%) | $109,500 (+36.88%) Land $105,000 Building $4,500 | $109,500 (+36.88%) Land $105,000 Building $4,500 |
| 2022 | $1,380.00 | $80,000 Land $75,000 Building $5,000 | $80,000 Land $75,000 Building $5,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 133 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 171 units insured (38 under condo master policies) 75 of 133 individual policies on primary residences |
| Nearby Flood Claims | 359 (1979–2024) |
| Claims Outside the SFHA | 6 of 359 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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