291 E Pass Lndg, Carrabelle, FL 32322 Property Records

Franklin County property record for 291 E Pass Lndg, Carrabelle, FL 32322

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$82,000 (Sep 2021)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`20-07S-04W-1001-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-1001-0000-0400`

Exterior

Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	291 E PASS LNDG
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUNSET ISLE & YACHT CLUB LOT 40 PB 9/14 OR 1075/460 1155/597 1313/716
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	SUNSET & YACHT CLUB
Legal Lot Number	40
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1256
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	160 CALVIN MURPHY RD, GRANTVILLE, GA 30220-2526
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	202119005877
Deed Book / Page	1313 / 716
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 16, 2021
Property Address	291 E PASS LNDG, CARRABELLE, FL 32322
Document Number	0019005877
Book / Page	1313 / 716
Map Reference	MB 9 PG 14
Instrument Date	Sep 15, 2021
Instrument	202119005877
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 THORPE RD, JACKSON, GA 30233-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CALVIN MURPHY RD, GRANTVILLE, GA 30220-2526

Mortgage

Document Number	0000000718
Date	Sep 16, 2021
Instrument	1313/718

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (+8.19%)	$109,500 (-) Land $105,000 Building $4,500	$109,500 (-) Land $105,000 Building $4,500
2024	$1,661.00 (+4.66%)	$109,500 (-) Land $105,000 Building $4,500	$109,500 (-) Land $105,000 Building $4,500
2023	$1,587.00 (+15%)	$109,500 (+36.88%) Land $105,000 Building $4,500	$109,500 (+36.88%) Land $105,000 Building $4,500
2022	$1,380.00	$80,000 Land $75,000 Building $5,000	$80,000 Land $75,000 Building $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, T-Mobile.

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