295 E Pass Lndg, Carrabelle, FL 32322 Property Records

Franklin County property record for 295 E Pass Lndg, Carrabelle, FL 32322 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Residential
Last Sale	$5,871 (2019)
Tax Bill	$1,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-1001-0000-0410`

Exterior

Boat Access	Boat Access
Mobile Home Hookup	Property has a utility hookup (electric and/or water) for a mobilize home or RV

Location & Zoning

Street Address	295 E PASS LNDG
City	CARRABELLE
State	FL
Zip	32322
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	SUNSET ISLE & YACHT CLUB LOT 41 PB 9/14 OR 1075/460 1243/511
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	SUNSET & YACHT CLUB
Legal Lot Number	41
Jurisdiction	FRANKLIN FL
Minor Civil Division	EASTPOINT
Census Blockgroup	1
Census Block	1256
Census Tract	970200

Owner

Source: Franklin County records · APN 20-07S-04W-1001-0000-0410

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PERRY, GA 31069
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Deed Doc Number	201919002629
Deed Book / Page	1243 / 511
Record Refreshed	Jun 08, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN FL
Property Address	295 E PASS LNDG, CARRABELLE, FL 32322
Document Number	0019001481
Book / Page	001188 / 000767
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002

Mortgage

Document Number	0019001481
Date	Mar 31, 2017
Book Page	001188/000767
Instrument	19001481

Lender

Name	AMERIS BK
Type	Bank
Address	CRAWFORDVILLE, FL 32326

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+8.04%)	$123,000 (-) Land $105,000 Building $18,000	$123,000 (-) Land $105,000 Building $18,000
2024	$1,754.00 (+4.47%)	$123,000 (-) Land $105,000 Building $18,000	$123,000 (-) Land $105,000 Building $18,000
2023	$1,679.00 (+17.09%)	$123,000 (+44.71%) Land $105,000 Building $18,000	$123,000 (+44.71%) Land $105,000 Building $18,000
2022	$1,434.00	$85,000 Land $75,000 Building $10,000	$85,000 Land $75,000 Building $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.