303 E Pass Lndg, Carrabelle, FL 32322 Property Records

Franklin County property record for 303 E Pass Lndg, Carrabelle, FL 32322 · Last verified April 2026

Property Summary

Property TypeVacant Land
Lot Size0.082 acres (3,591 sqft)
OwnerCompany Name on File
Last Sale$84,500 (Jan 2021)
Tax Bill$1,901 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jan 2021 Sale & Construction Loan
+ 1 more
Flood ZoneZone VE (high risk)
APN20-07S-04W-1001-0000-0430

Property Details

APN / Parcel Number

Primary APN20-07S-04W-1001-0000-0430
Alternative APN
  • 04W07S20100100000430

Exterior

Lot Area3,591 sqft (0.082 acres)
RV ParkingRV Parking
Boat AccessBoat Access
Mobile Home / RV HookupMobile Home / RV Hookup

Location & Zoning

Street Address303 E PASS LNDG
CityCARRABELLE
StateFL
Zip32322
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSUNSET ISLE & YACHT CLUB LOT 43 PB 9/14 OR 1075/460 1287/644
Legal Range04W
Legal Township07S
Legal Section20
Legal SubdivisionSUNSET ISLE & YACHT CLUB
Legal Lot Number43
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1256
Census Tract970200

Owner

Source: Franklin County records · APN 20-07S-04W-1001-0000-0430

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2146, PERRY, GA 31069-6146
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Jan 20, 2021Warranty Deed, Construction Loan · Construction Mortgage
MORRIS BANK
Feb 16, 2017Loan Modification, Mortgage
AMERIS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Deed Document Number2021324
Deed Book / Page1287 / 644
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address303 E PASS LNDG, CARRABELLE, FL 32322
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019003734
DateJul 30, 2018
Book Page1224/419
Instrument201819003734
Lender
NameCENTENNIAL BANK
TypeBank
AddressCARRABELLE, FL 32322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 20, 2020
Interest
Rate TypeAdjustable Rate
Change Frequency5 Years

January 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 20, 2021
Property Address303 E PASS LNDG, CARRABELLE, FL 32322
Document Number0019000324
Book / Page1287 / 644
Map ReferenceMB 9 PG 14
Instrument DateJan 14, 2021
Instrument202119000324
Transaction TypeConstruction Loan
Record UpdatedFeb 03, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$591.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 66, CARRABELLE, FL 32322-0066

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 INDUSTRIAL WAY, BYRON, GA 31008-3877

Mortgage

Document Number0000000646
DateJan 20, 2021
Instrument1287/646
Lender
NameMORRIS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address303 E PASS LNDG, CARRABELLE, FL 32322
Document Number0019001481
Book / Page001188 / 000767
Instrument DateFeb 16, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002

Mortgage

Document Number0019001481
DateMar 31, 2017
Book Page001188/000767
Instrument19001481
Lender
NameAMERIS BK
TypeBank
AddressCRAWFORDVILLE, FL 32326
Agreement
AmountAmount Recorded
Term204 Months
DueMar 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00 (+8.2%)$114,500 (-) Land $105,000 Building $9,500$114,500 (-) Land $105,000 Building $9,500
2024$1,757.00 (+4.71%)$114,500 (-) Land $105,000 Building $9,500$114,500 (-) Land $105,000 Building $9,500
2023$1,678.00 (+14.46%)$114,500 (+34.71%) Land $105,000 Building $9,500$114,500 (+34.71%) Land $105,000 Building $9,500
2022$1,466.00$85,000 Land $75,000 Building $10,000$85,000 Land $75,000 Building $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies171 units insured
38 under condo master policies
Nearby Flood Claims359 (1979–2024)
Claims Outside the SFHA6 of 359
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 79 claims
  • Hurricane Kate, Nov 1985 · 84 claims
  • Hurricane Elena, Sep 1985 · 72 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: T-Mobile USA, Mediacom Communications, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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