315 E Pass Lndg, Carrabelle, FL 32322 Property Records

Franklin County property record for 315 E Pass Lndg, Carrabelle, FL 32322

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2019)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jul 2019 Sale Jul 2017 Transfer + 1 more
Flood Zone	Zone VE (high risk)
APN	`20-07S-04W-1001-0000-0460`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-1001-0000-0460`

Exterior

Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	315 E PASS LNDG
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUNSET ISLE & YACHT CLUB LOT 46 PB 9/14 OR 1075/460 L/E THE WEST 7 FT PER ORB 1198/56 1245/151
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	SUNSET & YACHT CLUB
Legal Lot Number	46
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1256
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	842 DENISE CT, STONE MOUNTAIN, GA 30087-2927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC
Jul 19, 2017	Quit Claim Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC
Feb 16, 2017	Loan Modification, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	201919003083
Deed Book / Page	1245 / 151
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 9, 2019
Property Address	315 E PASS LNDG, CARRABELLE, FL 32322
Document Number	0019003083
Book / Page	001245 / 000151
Instrument Date	Jun 28, 2019
Instrument	19003083
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$1,085.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 DENISE CT STONE MOUNTAIN GA 300872927, STONE MOUNTAIN, GA 30087-2927

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 19, 2017
Property Address	315 E PASS LNDG, CARRABELLE, FL 32322
Document Number	0019003787
Book / Page	001198 / 000056
Instrument Date	Jul 7, 2017
Instrument	19003787
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 63 CARRABELLE FL 323220063, CARRABELLE, FL 32322-0063

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN FL
Property Address	315 E PASS LNDG, CARRABELLE, FL 32322
Document Number	0019001481
Book / Page	001188 / 000767
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002

Mortgage

Document Number	0019001481
Date	Mar 31, 2017
Book Page	001188/000767
Instrument	19001481

Lender

Name	AMERIS BK
Type	Bank
Address	CRAWFORDVILLE, FL 32326

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+8.29%)	$110,000 (-) Land $105,000 Building $5,000	$110,000 (-) Land $105,000 Building $5,000
2024	$1,700.00 (+4.68%)	$110,000 (-) Land $105,000 Building $5,000	$110,000 (-) Land $105,000 Building $5,000
2023	$1,624.00 (+13.25%)	$110,000 (+29.41%) Land $105,000 Building $5,000	$110,000 (+29.41%) Land $105,000 Building $5,000
2022	$1,434.00	$85,000 Land $75,000 Building $10,000	$85,000 Land $75,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, T-Mobile.

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