Albany County and Guilderland Town property record for 2983 Nancy Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,419 sqft · built 1949 |
| Lot Size | 0.267 acres (11,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $301,000 (Sep 2026) |
| Tax Bill | $4,424 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.10-2-32 |
| Primary APN | 013089 15.10-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Upper Floors Area | 385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,660 sqft (0.267 acres) |
| Lot Dimensions | 110 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 573 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01501000020320000000 |
|---|---|
| Street Address | 2983 NANCY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 64, L |
| Legal Subdivision | NORTH SECTION LILLIAN ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14617 |
2983 Nancy Ln is owned by two individuals who bought it in September 2026.
Source: Albany County and Guilderland Town records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 RUSSELL AVE, RAVENA, NY 12143-1620 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Nov 8, 2018 | Grant Deed, Transfer |
| Nov 8, 2018 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Deed Document Number | 202617523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 16, 2026 |
| Property Address | 2983 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Document Number | 0000017523 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202617523 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | OLD HERITAGE TITLE AGENCY, OLD HERITAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,604.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 RUSSELL AVE, RAVENA, NY 12143-1620 |
| Document Number | 0000017524, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202617524 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2983 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Document Number | 0020184774 |
| Book / Page | 002018 / 024774 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2983 NANCY LN SCHENECTADY NY 123034609, SCHENECTADY, NY 12303-4609 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2983 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Document Number | 0000024774 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 24774 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 ARCHIBALD ST #2 WATERVLIET NY 121891807, 2, WATERVLIET, NY 12189-1807 |
| Document Number | 24775 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 24775 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Document Number | 24776, |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 24776 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 2983 Nancy Ln was $4,424, down 7.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,424.00 (-7.21%) | ||
| 2025 | $4,768.00 | $178,900 Land $36,000 Building $142,900 | $238,533 Land $48,000 Building $190,533 |
| 2023 | $178,900 (-) Land $36,000 Building $142,900 | $210,471 (+7.06%) Land $42,353 Building $168,118 | |
| 2022 | $178,900 Land $36,000 Building $142,900 | $196,593 Land $39,560 Building $157,033 | |
| 2021 | $4,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2983 Nancy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2983 Nancy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures