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2982 Nancy Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2982 Nancy Ln, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 955 sqft · built 1949
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jan 2018)
Tax Bill$3,166 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN013089 15.10-2-28

Property Details

APN / Parcel Number

Primary APN013089 15.10-2-28
Alternative APNs
  • 308901501000020280000000
  • 01501000020280000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area955 sqft Living Area
1st Floor Area528 sqft
Upper Floors Area427 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number01501000020280000000
Street Address2982 NANCY LN
CitySCHENECTADY
StateNY
Zip12303-4629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT 97 LI
Legal SubdivisionLILLIAN ESTATES
Legal Block2
Legal Lot Number28.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2001
Census Tract14617

Owner

2982 Nancy Ln is owned and occupied by an individual who bought it in January 2018.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2982 NANCY LN, SCHENECTADY, NY 12303-4629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BK
Mar 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2018 · Amount on File
Deed SaleJan 18, 2018 · Amount on File
Prior SaleJan 23, 2013 · Amount on File
Deed Document Number20181392
Prior Transfer DateJan 16, 2018
Prior Transfer Doc0000001392
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateJan 18, 2018
Property Address2982 NANCY LN, SCHENECTADY, NY 12303-4629
Document Number0000001392
Instrument DateJan 16, 2018
Instrument1392
Transaction TypeTransfer
Record UpdatedFeb 28, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2982 NANCY LN SCHENECTADY NY 123034629, SCHENECTADY, NY 12303-4629

Mortgage

Document Number1393
DateJan 18, 2018
Instrument1393
Lender
NameTRUSTCO BK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 17, 2033

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMar 9, 2017
Property Address2982 NANCY LN, SCHENECTADY, NY 12303-4629
Document Number0000006135
Instrument DateMar 7, 2017
Instrument6135
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$320.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 RYNEX CORNERS RD PATTERSONVILLE NY 12137, PATTERSONVILLE, NY 12137

Tax Assessment & Valuation

The 2026 property tax bill for 2982 Nancy Ln was $3,166, down 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,166.00 (-0.16%)
2025$3,171.00$128,000 Land $26,000 Building $102,000$170,667 Land $34,667 Building $136,000
2023$128,000 (-) Land $26,000 Building $102,000$150,588 (+7.06%) Land $30,588 Building $120,000
2022$128,000 Land $26,000 Building $102,000$140,659 Land $28,571 Building $112,088
2021$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2982 Nancy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2982 Nancy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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