Albany County and Guilderland Town property record for 2981 Nancy Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,800 sqft · built 1949 |
| Lot Size | 0.267 acres (11,660 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,460 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.10-2-31 |
| Primary APN | 013089 15.10-2-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| 2nd Floor Area | 270 sqft |
| Upper Floors Area | 449 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,660 sqft (0.267 acres) |
| Lot Dimensions | 110 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 63 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01501000020310000000 |
|---|---|
| Street Address | 2981 NANCY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 65 LI |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2981 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2002 |
| Transfer Doc | 2719000498 |
| Record Updated | Sep 20, 2026 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460.00 (+1.5%) Homeowner's exemption | $198,000 (-) Land $40,000 Building $158,000 | $264,000 (+13.33%) Land $53,333 Building $210,667 |
| 2023 | $198,000 (-) Land $40,000 Building $158,000 | $232,941 (+7.06%) Land $47,059 Building $185,882 | |
| 2022 | $198,000 Land $40,000 Building $158,000 | $217,582 Land $43,956 Building $173,626 | |
| 2021 | $4,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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