Albany County and Guilderland Town property record for 2990 Nancy Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,546 sqft · built 1949 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jun 2011) |
| Tax Bill | $4,105 (2026) |
| Deeds & Mortgages | Apr 2020 Loan Modification Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.10-2-25 |
| Primary APN | 013089 15.10-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Upper Floors Area | 418 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01501000020250000000 |
|---|---|
| Street Address | 2990 NANCY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 91 LI |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2990 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 30, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2011 · Amount on Record |
| Deed Sale | Jun 10, 2011 · Amount on Record |
| Deed Document Number | 201110902199 |
| Deed Book / Page | 3007 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2990 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Document Number | 0000010135 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2990 NANCY LN SCHENECTADY NY 123034610, SCHENECTADY, NY 12303-4610 |
| Document Number | 0000010135 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 10135 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2990 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Document Number | 0000026003 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2990 NANCY LN SCHENECTADY NY 123034610, SCHENECTADY, NY 12303-4610 |
| Document Number | 0000026003 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 26003 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate | 4.25% |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,105.00 (-2.63%) | ||
| 2025 | $4,216.00 (-0.92%) | $166,000 (-) Land $33,000 Building $133,000 | $221,333 (+13.33%) Land $44,000 Building $177,333 |
| 2023 | $166,000 (-) Land $33,000 Building $133,000 | $195,294 (+7.06%) Land $38,824 Building $156,470 | |
| 2022 | $166,000 Land $33,000 Building $133,000 | $182,418 Land $36,264 Building $146,154 | |
| 2021 | $4,255.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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