2979 Nancy Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2979 Nancy Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1950
Lot Size	0.267 acres (11,660 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2015)
Tax Bill	$4,427 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.10-2-30`

Property Details

APN / Parcel Number

Primary APN	`013089 15.10-2-30`
Alternative APNs	`308901501000020300000000` `01501000020300000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,000 sqft
Upper Floors Area	350 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,660 sqft (0.267 acres)
Lot Dimensions	110 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	01501000020300000000
Street Address	2979 NANCY LN
City	SCHENECTADY
State	NY
Zip	12303-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT 66
Legal Subdivision	MAP NORTH SECTION OF LILLIAN ESTATES
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2000
Census Tract	14617

Owner

2979 Nancy Ln is owned and occupied by an individual who bought it in November 2015.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2979 NANCY LN, SCHENECTADY, NY 12303-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015 · Amount on File
Deed Sale	Nov 5, 2015 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	2015116
Prior Transfer Date	Apr 7, 1995
Prior Transfer Doc	2531000782
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2979 NANCY LN, SCHENECTADY, NY 12303-4609
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009719
Date	Mar 29, 2021
Instrument	R2021-09719

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2979 Nancy Ln was $4,427, down 2.3% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,427.00 (-2.25%)
2025	$4,529.00	$179,000 Land $36,000 Building $143,000	$238,667 Land $48,000 Building $190,667
2023		$179,000 (-) Land $36,000 Building $143,000	$210,588 (+7.06%) Land $42,353 Building $168,235
2022		$179,000 Land $36,000 Building $143,000	$196,703 Land $39,560 Building $157,143
2021	$4,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2979 Nancy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2979 Nancy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20