Albany County and Guilderland Town property record for 2989 Nancy Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,140 sqft · built 1948 |
| Lot Size | 0.267 acres (11,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jul 2011) |
| Tax Bill | $3,833 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.10-2-34 |
| Primary APN | 013089 15.10-2-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 348 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,660 sqft (0.267 acres) |
| Lot Dimensions | 110 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01501000020340000000 |
|---|---|
| Street Address | 2989 NANCY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 62 LILLIAN ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2989 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2011 · Amount on Record |
| Deed Sale | Jul 7, 2011 · Amount on Record |
| Prior Sale | Oct 26, 2001 · Amount on Record |
| Deed Document Number | 201110917286 |
| Deed Book / Page | 3008 / 1106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2989 NANCY LN, SCHENECTADY, NY 12303-4609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020450 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | R2020-20450 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,833.00 (-0.18%) | ||
| 2025 | $3,840.00 (+15.38%) | $155,000 (-) Land $31,000 Building $124,000 | $206,667 (+13.33%) Land $41,333 Building $165,334 |
| 2023 | $155,000 (-) Land $31,000 Building $124,000 | $182,353 (+7.06%) Land $36,471 Building $145,882 | |
| 2022 | $155,000 Land $31,000 Building $124,000 | $170,330 Land $34,066 Building $136,264 | |
| 2021 | $3,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures