2971 Elder Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2971 Elder Ct, Palm Harbor, FL 34684 · Last verified January 2026

Property Summary

Property Type	Planned Unit Development
Details	1,120 sqft · built 1981
Owner	Individual Name on File
Last Sale	$116,000 (Dec 2015)
Tax Bill	$133 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-0284-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0284-1`
Alternative APNs	`08-28-16-85560-000-0550` `162808855600000550` `R86403`

Interior

Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
View / Lot	Average

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R86403
Old Parcel Number	162808855600000550
Street Address	2971 ELDER CT
City	PALM HARBOR
State	FL
Zip	34684-3612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	STRATHMORE GATE-EAST UNIT ONE LOT 55
Legal Range	16
Legal Township	28
Legal Section	08
Legal Subdivision	STRATHMORE GATE-EAST
Legal Lot Number	55
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27314

Owner

Source: Pinellas County records · APN C62-000-759-0284-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2971 ELDER CT, PALM HARBOR, FL 34684-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2015 · Amount on Record
Deed Sale	Dec 29, 2015 · Amount on Record
Prior Sale	Nov 13, 1995 · Amount on Record
Deed Document Number	2015375406
Deed Book / Page	19034 / 070
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2971 ELDER CT, PALM HARBOR, FL 34684-3612
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 ELDER CT, PALM HARBOR, FL 34684-3612

Mortgage

Document Number	0214400688
Date	Mar 17, 2021
Book Page	21440/688
Instrument	2021087664

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$133.00 (-79.6%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$115,202 (+5.99%)	$198,796 (-6.53%) Building $198,796
2023	$652.00 (+4.65%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$108,694 (+3%)	$212,675 (+19.12%) Building $212,675
2022	$623.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$105,528	$178,540 Building $178,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force 10 of 12 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.