298 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 298 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,628 sqft · built 2019
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Mar 2018)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-187`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-187`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,628 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	22,651 sqft (0.52 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	298 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE THREE DESCRIPTION -LOT 153
Legal Subdivision	DARRELL CREEK PHASE THREE
Legal Phase	3
Legal Lot Number	153
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1064
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit REED MARY M TRUST (RT)
Jun 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA
Mar 29, 2018	Grant Deed, Construction Loan · Construction Mortgage MARY M REED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Book / Page	708 / 124
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010610357
Date	Dec 16, 2021
Book Page	1061/357

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0942/0647
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 COMMONWEALTH RD MOUNT PLEASANT SC 294668370, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	0942/0647
Date	Dec 10, 2020
Book Page	000942/000647

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0783/0322
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 COMMONWEALTH RD MOUNT PLEASANT SC 294668370, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	0783/0322
Date	Mar 14, 2019
Book Page	000783/000322

Lender

Name	REED MARY M TRUST (RT)
Address	1475 WINTON RD, MOUNT PLEASANT, SC 29464-3921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 13, 2024

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 21, 2018
Property Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Book / Page	000727 / 000742
Instrument Date	Jun 20, 2018
Transaction Type	Construction Loan
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 22ND AVE ISLE OF PALMS SC 294512381, ISLE OF PALMS, SC 29451-2381

Mortgage

Document Number	0727/0742
Date	Jun 21, 2018
Book Page	000727/000742

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 29, 2018
Property Address	298 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0708/0124
Book / Page	000708 / 000124
Instrument Date	Mar 27, 2018
Transaction Type	Construction Loan
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1475 WINTON RD MOUNT PLEASANT SC 294643921, MOUNT PLEASANT, SC 29464-3921

Mortgage

Document Number	708/0126
Date	Mar 29, 2018
Book Page	000708/000126

Lender

Name	MARY M REED
Address	1475 WINTON RD, MOUNT PLEASANT, SC 29464-3921

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2019

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+12.79%)	$1,155,750 (+2,775%) Land $333,500 Building $822,250	$1,980,500 (+108.47%) Land $678,100 Building $1,302,400
2024	$3,855.00 (+13.45%)	$40,200 (+5.79%)
2022	$3,398.00	$38,000	$950,000 (-5.47%) Land $290,000 Building $660,000
2020			$1,005,000 Land $290,000 Building $715,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Commonwealth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures