306 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 306 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,437 sqft · built 2013
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on Record
Last Sale	$1,575,000 (Jun 2023)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-186`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-186`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,437 sqft Living Area
Gross Area	6,496 sqft
1st Floor Area	2,059 sqft
Upper Floors Area	2,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	26,136 sqft (0.6 acres)
Porch	Slab
Porch Area	874 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	306 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE THREE DESCRIPTION -LOT 154
Legal Subdivision	DARRELL CREEK PHASE THREE
Legal Phase	3
Legal Lot Number	154
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1064
Census Tract	4617

Owner

Source: Charleston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Jun 28, 2023	Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Oct 18, 2019	Deed of Trust, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Book / Page	1188 / 7
Last Transfer Date	Oct 17, 2023
Transfer Doc	1210000992
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Oct 5, 2026
Property Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0000061912
Book / Page	1419 / 896
Instrument Date	Sep 30, 2026
Instrument	202661912
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0000061912,
Date	Oct 5, 2026
Book Page	1419/896
Instrument	202661912

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 28, 2023
Property Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0011880007
Book / Page	1188 / 7
Map Reference	MB EH PG 942-944
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 COMOUNETH ROAD, MOUNT PLEASANT, SC 29466

Mortgage

Document Number	0000011888
Date	Jun 28, 2023
Instrument	1188/8

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009820032
Date	Apr 16, 2021
Book Page	982/32

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	306 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0835/0508
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0835/0508
Date	Oct 30, 2019
Book Page	000835/000508

Lender

Name	SYNOVUS BK
Type	Bank
Address	DANIEL ISLAND, SC 29492

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,827.00 (-1.04%)	$1,575,000 (+2,4%) Land $540,000 Building $1,035,000	$1,575,000 (+47.2%) Land $540,000 Building $1,035,000
2024	$5,888.00 (+73.48%)	$63,000 (+66.01%)
2022	$3,394.00	$37,950	$1,070,000 (-32.06%) Land $290,000 Building $780,000
2020			$1,575,000 Land $540,000 Building $1,035,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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