287 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 287 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,344 sqft · built 2014
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$980,000 (Aug 2025)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-222`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-222`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	287 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE THREE DESCRIPTION -LOT 79 SITE NAME -AKA 326 COMMONEWALTH RD
Legal Subdivision	DARRELL CREEK PHASE THREE
Legal Phase	3
Legal Lot Number	79
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2028
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	287 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Aug 13, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 13, 2023	Intrafamily Transfer, Transfer TRANSFER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jul 8, 2025 · Amount on Record
Deed Book / Page	1331 / 232
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0011900979
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Apr 14, 2026
Property Address	287 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	1381000967
Book / Page	1381 / 967
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Investor	Possibly a Property Investor

Mortgage

Document Number	1381000967,
Date	Apr 14, 2026
Book Page	1381/967

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 13, 2025
Property Address	287 COMMONWEALTH RD, MT PLEASANT, SC 29466-8371
Document Number	0013310232
Book / Page	1331 / 232
Map Reference	MB EK PG 819
Instrument Date	Aug 11, 2025
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COMMONWEALTH RD, MT PLEASANT, SC 29466-8371

Mortgage

Document Number	0001331233
Date	Aug 13, 2025
Instrument	1331/233

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jul 13, 2023
Property Address	287 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	0011900979
Book / Page	1190 / 979
Map Reference	MB EK PG 819
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	TRANSFER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	287 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+13.49%)	$556,772 (+3,105.37%) Land $191,151 Building $365,621	$937,300 (+78.87%) Land $397,400 Building $539,900
2024	$1,779.00 (+9.34%)	$17,370 (-)
2022	$1,627.00	$17,370	$524,000 (-) Land $179,900 Building $344,100
2020			$524,000 Land $179,900 Building $344,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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