290 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 290 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,621 sqft · built 2007
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$963,550 (Sep 2018)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-189`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-189`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,621 sqft Living Area
Gross Area	5,694 sqft
1st Floor Area	2,160 sqft
Upper Floors Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	902 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	290 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE THREE DESCRIPTION -LOT 151
Legal Subdivision	DARRELL CREEK PHASE THREE
Legal Phase	3
Legal Lot Number	151
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1064
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Apr 23, 2022	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Sep 19, 2018	Grant Deed, Transfer ALLIED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jun 20, 2005 · Amount on Record
Deed Book / Page	747 / 601
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010470988
Date	Nov 1, 2021
Book Page	1047/988

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 COMMONWEALTH RD, MT PLEASANT, SC 29466-8370

Mortgage

Document Number	0010470992
Date	Nov 1, 2021
Book Page	1047/992

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 3, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	0011030349
Date	Apr 23, 2022
Book Page	1103/349

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 19, 2018
Property Address	290 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0747/0601
Book / Page	000747 / 000601
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 COMMONWEALTH RD MOUNT PLEASANT SC 294668370, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	747/0602
Date	Sep 19, 2018
Book Page	000747/000602

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,182.00 (+12.75%)	$1,108,600 (+2,775%) Land $322,000 Building $786,600	$1,696,400 (+75.98%) Land $620,200 Building $1,076,200
2024	$3,709.00 (+7.63%)	$38,560 (-)
2022	$3,446.00	$38,560	$964,000 (-) Land $280,000 Building $684,000
2020			$964,000 Land $280,000 Building $684,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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