Charleston County property record for 295 Commonwealth Rd, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,626 sqft · built 2008 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $69,900 (Jun 2005) |
| Tax Bill | $2,466 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 596-08-00-184 |
| Primary APN | 596-08-00-184 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 5,874 sqft |
| 1st Floor Area | 2,626 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 622 sqft |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 295 COMMONWEALTH RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -DARRELL CREEK PHASE THREE DESCRIPTION -LOT 77 |
| Legal Subdivision | DARRELL CREEK PHASE THREE |
| Legal Phase | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 4617 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 295 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2005 · Amount on Record |
| Deed Sale | Jun 8, 2005 · Amount on Record |
| Deed Book / Page | 539 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 295 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371 |
| Document Number | 0892/0451 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 295 COMMONWEALTH RD MOUNT PLEASANT SC 294668371, MOUNT PLEASANT, SC 29466-8371 |
| Document Number | 0892/0451 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 000892/000451 |
| Name | GOLD STAR MTG FIN'L |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,466.00 (+12.35%) | $633,478 (+2,775.52%) Land $190,095 Building $443,383 | $1,142,700 (+86.26%) Land $412,900 Building $729,800 |
| 2024 | $2,195.00 (+8.72%) | $22,030 (-) | |
| 2022 | $2,019.00 | $22,030 | $613,500 (-) Land $184,100 Building $429,400 |
| 2020 | $613,500 Land $184,100 Building $429,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 996 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,036 units insured incl. 40 condo units |
| Nearby Flood Claims | 9 (2015–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures