314 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 314 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,532 sqft · built 2004
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Mar 2026)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-151`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-151`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,532 sqft Living Area
Gross Area	5,428 sqft
1st Floor Area	2,260 sqft
Upper Floors Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)

Exterior Amenities

Porch	Slab
Porch Area	784 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	314 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 156 PHASE II SUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 156 PHASE II SUBDIVISION NAME -DARRELL CREEK
Legal Subdivision	DARRELL CREEK
Legal Phase	2
Legal Lot Number	156
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Mar 16, 2026	Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Apr 5, 2013 · Amount on Record
Deed Book / Page	1375 / 524
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	0002810403
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0011070344
Date	May 9, 2022
Book Page	1107/344

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 16, 2026
Property Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0013750524
Book / Page	1375 / 524
Map Reference	MB EF PG 205-208
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,810.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0001375525
Date	Mar 16, 2026
Instrument	1375/525

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	314 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0712/0025
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0712/0025
Date	Apr 17, 2018
Book Page	000712/000025

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+12.64%)	$1,024,938 (+2,775%) Land $314,077 Building $710,861	$1,594,100 (+62.83%) Land $652,600 Building $941,500
2024	$3,450.00 (+7.81%)	$35,650 (-)
2022	$3,200.00	$35,650	$979,000 (-) Land $300,000 Building $679,000
2020			$979,000 Land $300,000 Building $679,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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