2979 Sands Rd, Lima, OH 45805 Property Records

Allen County property record for 2979 Sands Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,311 sqft · built 1990
Lot Size	0.622 acres (27,094 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Dec 2025)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-04-008.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-04-008.000`
Alternative APN	`L3546090104008000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	6,048 sqft
1st Floor Area	2,170 sqft
Upper Floors Area	1,141 sqft
Basement Area	2,089 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	27,094 sqft (0.622 acres)
Lot Dimensions	162 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	77 sqft
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2979 SANDS RD
City	LIMA
State	OH
Zip	45805-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MASTERS CIRCLE 2ND ADDITION LOT 28197 & THE MASTERS CIRCLE 3RD ADDITION PT 28354 FF 237.86
Legal Subdivision	THE MASTERS CIRCLE 3RD ADDITION
Legal Lot Number	28197
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1006
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2979 SANDS RD, LIMA, OH 45805-4058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Dec 3, 2025	Affidavit of Death of Joint Tenant, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 22, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	202512315
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	8210008555
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1240000860
Date	Jan 24, 2022
Book Page	2022/860
Instrument	202201240000860

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 3, 2025
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Document Number	12030012315
Book / Page	2025 / 12315
Map Reference	MB 16 PG 135-137
Instrument Date	Oct 17, 2025
Instrument	202512030012315
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 SANDS RD, LIMA, OH 45805-4058

Mortgage

Document Number	12030012316
Date	Dec 3, 2025
Instrument	202512030012316

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Dec 3, 2025
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Document Number	12030012314
Book / Page	2025 / 12314
Map Reference	MB 17 PG 83-85
Instrument Date	Oct 17, 2025
Instrument	202512030012314
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 SANDS RD, LIMA, OH 45805-4058

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Document Number	0000014132
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2979 SANDS RD LIMA OH 458054058, LIMA, OH 45805-4058

Mortgage

Document Number	0000014132
Date	Nov 13, 2020
Instrument	14132

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Document Number	0000000078
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 SANDS RD LIMA OH 458054058, LIMA, OH 45805-4058

Mortgage

Document Number	0000000078
Date	Jan 3, 2020
Instrument	78

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 22, 2019
Property Address	2979 SANDS RD, LIMA, OH 45805-4058
Document Number	0000002467
Book / Page	002019 / 002468
Instrument Date	Mar 21, 2019
Instrument	2467
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2979 SANDS RD LIMA OH 458054058, LIMA, OH 45805-4058

Mortgage

Document Number	2468
Date	Mar 22, 2019
Book Page	002019/002468
Instrument	2468

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,540.00 (+0.05%)	$154,500 (-) Land $23,980 Building $130,520	$441,400 (-) Land $68,500 Building $372,900
2024	$7,536.00 (+8.01%) Homeowner's exemption	$154,500 (+22.99%) Land $23,980 Building $130,520	$441,400 (+22.99%) Land $68,500 Building $372,900
2023	$6,977.00 (-0.36%) Homeowner's exemption	$125,620 (-) Land $19,500 Building $106,120
2022	$7,002.00 Homeowner's exemption	$125,620 Land $19,500 Building $106,120
2021			$358,900 Land $55,700 Building $303,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

Nearby Properties on Sands Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures