2970 Sands Rd, Lima, OH 45805 Property Records

Allen County property record for 2970 Sands Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,552 sqft · built 1988
Lot Size	1.16 acres (50,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2026)
Tax Bill	$9,410 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-01-042.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-01-042.000`
Alternative APN	`L3546090101042000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Gross Area	6,523 sqft
1st Floor Area	2,130 sqft
Upper Floors Area	1,422 sqft
Basement Area	2,096 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	50,660 sqft (1.16 acres)
Lot Dimensions	398 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Screened Porch
Porch Area	280 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2970 SANDS RD
City	LIMA
State	OH
Zip	45805-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MASTERS CIRCLE 2ND ADDITION LOT 28199 JOINT TEN FF 131.31
Legal Subdivision	THE MASTERS CIRCLE 2ND ADDITION
Legal Lot Number	28199
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1003
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2970 SANDS RD, LIMA, OH 45805-4071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Survivorship Deed, Transfer
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Feb 8, 2019	Warranty Deed, Transfer · Line of Credit SUPERIOR CU
Dec 5, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	20263012
Prior Transfer Date	Mar 4, 2025
Prior Transfer Doc	0000002104
Record Updated	Oct 29, 2026

March 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 31, 2026
Property Address	2970 SANDS RD, LIMA, OH 45805-4071
Document Number	3310003012
Book / Page	2026 / 3012
Map Reference	MB 16 PG 135-137
Instrument Date	Mar 31, 2026
Instrument	202603310003012
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 SANDS RD, LIMA, OH 45805-4071

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2970 SANDS RD, LIMA, OH 45805-4071
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7200009887
Date	Jul 20, 2021
Book Page	2021/9887
Instrument	202107200009887

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Feb 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 28, 2020
Property Address	2970 SANDS RD, LIMA, OH 45805-4071
Document Number	0000002155
Instrument Date	Feb 20, 2020
Instrument	2155
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,455.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 SANDS RD LIMA OH 458054071, LIMA, OH 45805-4071

Mortgage

Document Number	2156
Date	Feb 28, 2020
Instrument	2156

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 8, 2019
Property Address	2970 SANDS RD, LIMA, OH 45805-4071
Document Number	0000001126
Book / Page	002019 / 001126
Instrument Date	Feb 7, 2019
Instrument	1126
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 TENKLA TRL LIMA OH 45806, LIMA, OH 45806

Mortgage

Document Number	1127
Date	Feb 8, 2019
Book Page	002019/001127
Instrument	1127

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 5, 2018
Property Address	2970 SANDS RD, LIMA, OH 45805-4071
Document Number	0000013556
Instrument Date	Dec 5, 2018
Instrument	13556
Transaction Type	Foreclosure
Record Updated	Dec 17, 2018

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2970 SANDS RD LIMA OH 458054071, LIMA, OH 45805-4071

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,410.00 (+0.05%)	$192,860 (-) Land $20,270 Building $172,590	$551,000 (-) Land $57,900 Building $493,100
2024	$9,405.00 (+8.12%) Homeowner's exemption	$192,860 (+22.99%) Land $20,270 Building $172,590	$551,000 (+22.99%) Land $57,900 Building $493,100
2023	$8,699.00 (-0.43%) Homeowner's exemption	$156,810 (-) Land $16,490 Building $140,320
2022	$8,737.00 Homeowner's exemption	$156,810 Land $16,490 Building $140,320
2021			$448,000 Land $47,100 Building $400,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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