2959 Sands Rd, Lima, OH 45805 Property Records

Allen County property record for 2959 Sands Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,291 sqft · built 1986
Lot Size	0.519 acres (22,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Oct 2021)
Tax Bill	$6,383 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-04-006.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-04-006.000`
Alternative APN	`L3546090104006000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	4,679 sqft
1st Floor Area	2,045 sqft
Upper Floors Area	896 sqft
Basement Area	1,168 sqft
Finished Basement	350 sqft
Unfinished Basement	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	22,608 sqft (0.519 acres)
Lot Dimensions	216 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	166 sqft
Patio Area	376 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2959 SANDS RD
City	LIMA
State	OH
Zip	45805-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MASTERS CIRCLE 2ND ADDITION LOT 28195 JOINT TEN FF 98.91
Legal Subdivision	THE MASTERS CIRCLE 2ND ADDITION
Legal Lot Number	28195
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1006
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2959 SANDS RD, LIMA, OH 45805-4058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON A
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202114044
Deed Book / Page	2021 / 14044
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2959 SANDS RD, LIMA, OH 45805-4058
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2959 SANDS RD, LIMA, OH 45805-4058

Mortgage

Document Number	10300011087
Date	Oct 30, 2025
Book Page	2025/11087
Instrument	202510300011087

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON A
Address	102 S MAIN ST, BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2035

Interest

Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 4, 2021
Property Address	2959 SANDS RD, LIMA, OH 45805-4058
Document Number	10040014044
Book / Page	2021 / 14044
Map Reference	MB 16 PG 135
Instrument Date	Oct 1, 2021
Instrument	202110040014044
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2959 SANDS RD, LIMA, OH 45805-4058

Mortgage

Document Number	10040014045
Date	Oct 4, 2021
Instrument	202110040014045

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 15, 2020
Property Address	2959 SANDS RD, LIMA, OH 45805-4058
Document Number	0000012746
Instrument Date	Oct 15, 2020
Instrument	12746
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2959 SANDS RD LIMA OH 458054058, LIMA, OH 45805-4058

Mortgage

Document Number	12747
Date	Oct 15, 2020
Instrument	12747

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,383.00 (+0.05%)	$130,760 (-) Land $15,960 Building $114,800	$373,600 (-) Land $45,600 Building $328,000
2024	$6,380.00 (+7.9%) Homeowner's exemption	$130,760 (+22.96%) Land $15,960 Building $114,800	$373,600 (+22.98%) Land $45,600 Building $328,000
2023	$5,913.00 (-0.54%) Homeowner's exemption	$106,340 (-) Land $12,990 Building $93,350
2022	$5,945.00 Homeowner's exemption	$106,340 Land $12,990 Building $93,350
2021			$303,800 Land $37,100 Building $266,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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