2945 Sands Rd, Lima, OH 45805 Property Records

Allen County property record for 2945 Sands Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,282 sqft · built 1983
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2021)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-04-004.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-04-004.000`
Alternative APN	`L3546090104004000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,282 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,692 sqft
Upper Floors Area	1,190 sqft
Basement Area	1,030 sqft
Finished Basement	400 sqft
Unfinished Basement	630 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	169 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	118 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2945 SANDS RD
City	LIMA
State	OH
Zip	45805-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MASTERS CIRCLE 1ST ADDITION LOT 28132 & .16 AC PT NE1/4 SEC 9 JOINT TEN FF 118.30
Legal Subdivision	THE MASTERS CIRCLE 1ST ADDITION
Legal Lot Number	28132
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1006
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2945 SANDS RD, LIMA, OH 45805-4058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK
Mar 9, 2021	Intrafamily Transfer, Transfer
Aug 21, 2017	Warranty Deed, Transfer RUOFF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	202113479
Deed Book / Page	2021 / 13479
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0000002974
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 24, 2021
Property Address	2945 SANDS RD, LIMA, OH 45805-4058
Document Number	9240013479
Book / Page	2021 / 13479
Map Reference	MB 16 PG 30
Instrument Date	Aug 23, 2021
Instrument	202109240013479
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2945 SANDS RD, LIMA, OH 45805-4058
Investor	Possibly a Property Investor

Mortgage

Document Number	9240013480
Date	Sep 24, 2021
Instrument	202109240013480

Lender

Name	THE UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Mar 9, 2021
Property Address	2945 SANDS RD, LIMA, OH 45805-4058
Document Number	3090002974
Book / Page	2021 / 2974
Map Reference	MB 16 PG 30
Instrument Date	Feb 23, 2021
Instrument	202103090002974
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2945 SANDS RD, LIMA, OH 45805-4058

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 21, 2017
Property Address	2945 SANDS RD, LIMA, OH 45805-4058
Document Number	0000009208
Instrument Date	Aug 21, 2017
Instrument	9208
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 SANDS RD LIMA OH 458054058, LIMA, OH 45805-4058

Mortgage

Document Number	9209
Date	Aug 21, 2017
Instrument	9209

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+0.05%)	$124,780 (-) Land $17,080 Building $107,700	$356,500 (-) Land $48,800 Building $307,700
2024	$6,089.00 (+7.88%) Homeowner's exemption	$124,780 (+22.97%) Land $17,080 Building $107,700	$356,500 (+22.97%) Land $48,800 Building $307,700
2023	$5,644.00 (-0.27%) Homeowner's exemption	$101,470 (-) Land $13,900 Building $87,570
2022	$5,659.00 Homeowner's exemption	$101,470 Land $13,900 Building $87,570
2021			$289,900 Land $39,700 Building $250,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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