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2970 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2970 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,505 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$459,000 (2022)
Tax Bill$4,209.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0070

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address2970 GEMSTONE CIR, PACE, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Oct 04, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 15, 2019Warranty Deed, Transfer
OTHER
May 17, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Prior SaleMar 22, 2022 · Amount on Record
Deed Doc Number0042610925
Deed Book / Page4261 / 925
Last Transfer DateFeb 13, 2025
Transfer Doc0045860746
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 22, 2022
Property Address2970 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0042610925
Book / Page4261 / 925
Map ReferenceMB 12 PG 29&30
Instrument DateMar 19, 2022
Instrument202217007
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,213.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6440 FALCONSGATE AVE, 6440, DAVIE, FL 33331-2930

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0004261929
DateMar 22, 2022
Instrument4261/929
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2042

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 04, 2021
Property Address2970 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0041871467
Book / Page4187 / 1467
Map ReferenceMB 12 PG 29&30
Instrument DateSep 25, 2021
Instrument202166064
Transaction TypeTransfer
Record UpdatedNov 08, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,027.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6701 E 91ST ST N, 6701, OWASSO, OK 74055-5797

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2970 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number41871471
DateOct 04, 2021
Instrument4187/1471
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 15, 2019
Property Address2970 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0038600567
Book / Page003860 / 000567
Instrument DateAug 12, 2019
Instrument35960
Transaction TypeTransfer
Record UpdatedOct 07, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,977.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 17, 2017
Property Address2970 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0036250101
Book / Page3625 / 0101
Map ReferenceMB12 PG29&30
Instrument DateMay 15, 2017
Instrument201719735
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,833.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0201719736
DateMay 17, 2017
Instrument201719736
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$4,209.00 (+0.05%) Homeowner's exemption$378,689 (+4.93%) Land $80,000 Building $298,689$378,689 (+4.93%) Land $80,000 Building $298,689
2023$4,207.00 (+6.37%) Homeowner's exemption$360,913 (+6.49%) Land $70,000 Building $290,913$360,913 (+6.49%) Land $70,000 Building $290,913
2022$3,955.00 Homeowner's exemption$338,912$338,912 Land $48,000 Building $290,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,505 sqft Heated Area
Gross Area3,095 sqft Gross Area
1st Floor2,925 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area322 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700K000070
Street Address2970 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 7 BLK K AS DES IN OR 4261 PG 925
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockK
Legal Lot Number7
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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