Santa Rosa County property record for 2980 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,881 sqft Heated Area |
| Lot Size | 22,041 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $539,900 (2022) |
| Tax Bill | $5,022.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0060
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2980 GEMSTONE CIR, PACE, FL 32571-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage GULF WINDS FCU |
| May 02, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Doc Number | 202210223 |
| Deed Book / Page | 4248 / 1236 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 2980 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0042481236 |
| Book / Page | 4248 / 1236 |
| Map Reference | MB 12 PG 29&30 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 202210223 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2022 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,779.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2980 GEMSTONE CIR, 2980, PACE, FL 32571-9801 |
| Name | Verified Name |
|---|---|
| Address | 4721 FOXTAIL PALM DR, GULF BREEZE, FL 32563-9381 |
| Document Number | 0042481238 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 4248/1238 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2980 GEMSTONE CIR, PACE, FL 32571-9801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039421659 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 3942/1659 |
| Instrument | 202019364 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | May 01, 2032 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 02, 2017 |
| Property Address | 2980 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0036201633 |
| Book / Page | 3620 / 1633 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 201717205 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,090.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, PENSACOLA, FL 32526 |
| Name | Verified Name |
|---|---|
| Address | 2980 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0201717206 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 201717206 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,022.00 (-2.05%) Homeowner's exemption | $444,147 (+3%) | $444,423 (+3.06%) Land $80,000 Building $364,423 |
| 2023 | $5,127.00 (+59.62%) Homeowner's exemption | $431,211 (+52.57%) Land $70,000 Building $361,211 | $431,211 (+7.53%) Land $70,000 Building $361,211 |
| 2022 | $3,212.00 Homeowner's exemption | $282,630 | $401,019 Land $48,000 Building $353,019 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00K00-0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,881 sqft Heated Area |
| Gross Area | 3,643 sqft Gross Area |
| 1st Floor | 3,387 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,041 sqft (0.505 acres) |
| Depth X Width | 1,750 ft x 1,260 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Porch | Open Porch |
| Porch Area | 256 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700K000060 |
|---|---|
| Street Address | 2980 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-9801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 6 BLK K AS DES IN OR 4248 PG 1236 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | K |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 10302 |
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