2940 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2940 Gemstone Cir, Pace, FL 32571 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2017
Square Footage3,652 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
GarageAttached, 884 sqft
OccupancyOwner Occupied
Tax Bill$585.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0100

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2940 GEMSTONE CIR, PACE, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2020Intrafamily Transfer, Transfer · Veterans Administration Mortgage
USAA FSB
Jul 25, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
Jun 30, 2017Corporation Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2020
Deed SaleOct 06, 2020
Prior SaleJul 25, 2018 · Amount on Record
Deed Doc Number202051417
Deed Book / Page4011 / 495
Prior Transfer DateSep 24, 2020
Prior Transfer Doc0040110495
Record RefreshedSep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 06, 2020
Property Address2940 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0040110495
Book / Page4011 / 495
Map ReferenceMB 12 PG 29&30
Instrument DateSep 24, 2020
Instrument202051417
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2940 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0004011498
DateOct 06, 2020
Instrument4011/498
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2018
Property Address2940 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0037510323
Book / Page003751 / 000323
Instrument DateJul 23, 2018
Instrument31714
Transaction TypeTransfer
Record UpdatedSep 06, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,073.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2940 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801

Mortgage

Document Number37510325
DateJul 25, 2018
Book Page003751/000325
Instrument31715
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2048

June 2017: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionSANTA ROSA FL
Recording DateJun 30, 2017
Property Address2940 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0036380381
Book / Page3638 / 0381
Map ReferenceMB12 PG29-30
Instrument DateJun 28, 2017
Instrument201726569
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2940 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0201726570
DateJun 30, 2017
Instrument201726570
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$380,465 (+2.9%)$529,924 (-2.26%) Land $80,000 Building $449,924
2024$585.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$369,742 (+3%)$542,168 (+2.69%) Land $80,000 Building $462,168
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$358,973$527,951 Land $70,000 Building $457,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0100
Alternative APN
  • N30223007700K000100

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area3,652 sqft Living Area
Gross Area5,098 sqft Gross Area
1st Floor3,652 sqft 1st Floor
Upper Floors462 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area884 sqft Garage
Porch Area562 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2940 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 1O BLK K AS DES IN OR 3751 PG 323 & OR 4011 PG 495
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockK
Legal Lot Number1O
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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