Santa Rosa County property record for 2990 Gemstone Cir, Pace, FL 32571 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,308 sqft Living Area |
| Lot Size | 22,041 sqft (0.506 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2023) |
| Tax Bill | $336.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0050
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2990 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage UNIVERSITY BANK |
| Jun 16, 2017 | Corporation Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2023 · Amount on Record |
| Deed Sale | Mar 02, 2023 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Doc Number | 20238722 |
| Deed Book / Page | 4371 / 1617 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 02, 2023 |
| Property Address | 2990 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0043711617 |
| Book / Page | 4371 / 1617 |
| Map Reference | MB 12 PG 29&30 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 202308722 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Title Company | ANCHOR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 GRENELEFE DR, CANTONMENT, FL 32533-8191 |
| Name | Verified Name |
|---|---|
| Address | 2990 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0043711619 |
|---|---|
| Date | Mar 02, 2023 |
| Instrument | 4371/1619 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Number | 0043711634 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 4371/1634 |
| Instrument | 202308724 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | SOUTHFIELD, MI 48034 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 16, 2017 |
| Property Address | 2990 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0036331797 |
| Book / Page | 3633 / 1797 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 201724398 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,806.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2990 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0201724399 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 201724399 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353,803 (-2.07%) Land $80,000 Building $273,803 | $353,803 (-2.07%) Land $80,000 Building $273,803 | |
| 2024 | $336.00 (-91.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $361,277 (+3.61%) Land $80,000 Building $281,277 | $361,277 (+3.61%) Land $80,000 Building $281,277 |
| 2023 | $4,176.00 (+7.74%) | $348,701 (+7.39%) Land $70,000 Building $278,701 | $348,701 (+7.39%) Land $70,000 Building $278,701 |
| 2022 | $3,876.00 | $324,719 | $324,719 Land $48,000 Building $276,719 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00K00-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 3,099 sqft Gross Area |
| 1st Floor | 2,308 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 22,041 sqft (0.506 acres) |
| Depth X Width | 175 ft x 126 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 329 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2990 GEMSTONE CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 5 BLK K AS DES IN OR 4371 PG 1617 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | K |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 10302 |
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