Santa Rosa County property record for 2971 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,649 sqft Heated Area |
| Lot Size | 22,041 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2019) |
| Tax Bill | $4,551.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0100
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2971 GEMSTONE CIR, PACE, FL 32571-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU |
| May 05, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Prior Sale | May 05, 2017 · Amount on Record |
| Deed Doc Number | 201943713 |
| Deed Book / Page | 3875 / 0630 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 30, 2019 |
| Property Address | 2971 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0038750630 |
| Book / Page | 003875 / 000630 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 43713 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2971 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801 |
| Document Number | 38750631 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 003875/000631 |
| Instrument | 43714 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 05, 2017 |
| Property Address | 2971 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0036212067 |
| Book / Page | 3621 / 2067 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | May 03, 2017 |
| Instrument | 201717908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,728.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2971 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0201717909 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 201717909 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Nov 25, 2042 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,551.00 (+3.38%) Homeowner's exemption | $387,115 (+3%) | $541,067 (+2.67%) Land $80,000 Building $461,067 |
| 2023 | $4,402.00 (+2.4%) Homeowner's exemption | $375,840 (+3%) | $526,996 (+5.36%) Land $70,000 Building $456,996 |
| 2022 | $4,299.00 Homeowner's exemption | $364,893 | $500,166 Land $48,000 Building $452,166 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,649 sqft Heated Area |
| Gross Area | 5,069 sqft Gross Area |
| 1st Floor | 4,507 sqft 1st Floor |
| Upper Floors | 503 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,041 sqft (0.505 acres) |
| Depth X Width | 1,750 ft x 1,260 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 858 sqft Garage |
| Porch | Open Porch |
| Porch Area | 562 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000100 |
|---|---|
| Street Address | 2971 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-9801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 10 BLK J AS DES IN OR 3875 PG 630 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
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