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2941 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2941 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,914 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$323,000 (2018)
Tax Bill$3,117.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0130

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2941 GEMSTONE CIR, PACE, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU
Jun 05, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2018 · Amount on Record
Deed SaleJun 05, 2018 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Doc Number201823037
Deed Book / Page3734 / 1369
Record RefreshedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2941 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0039200182
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2941 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801

Mortgage

Document Number0039200182
DateFeb 19, 2020
Book Page003920/000182
Instrument7932
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 05, 2018
Property Address2941 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0037341369
Book / Page3734 / 1369
Map ReferenceMB12 PG29
Instrument DateJun 04, 2018
Instrument201823037
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCLEAR TITLE OF NORTHWEST FLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,261.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address526A SEA HAWK DR, 526A, MILTON, FL 32570-4147

Transferred To (Grantee/Buyer)

NameVerified Name
Address2941 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0201823038
DateJun 05, 2018
Instrument201823038
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,117.00 (+4.18%) Homeowner's exemption$276,192 (+3%)$436,710 (+3.1%) Land $80,000 Building $356,710
2023$2,992.00 (+2.57%) Homeowner's exemption$268,148 (+3%)$423,562 (+7.72%) Land $70,000 Building $353,562
2022$2,917.00 Homeowner's exemption$260,338$393,205 Land $48,000 Building $345,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,914 sqft Heated Area
Gross Area3,685 sqft Gross Area
1st Floor3,442 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
PorchOpen Porch
Porch Area243 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700J000130
Street Address2941 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 13 BLK J AS DES IN OR 3734 PG 1369
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockJ
Legal Lot Number13
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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