Schoharie County and Summit Town property record for 295 Bear Gulch Rd, Summit, NY 12175
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 770 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Jul 2013) |
| Tax Bill | $3,828 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-3-13 |
| Primary APN | 434800 100.4-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Porch | Porch |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100685 |
|---|---|
| Street Address | 295 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | INCLUDES SHORE LINE VALUE |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 DUDLEY LN, KINGS PARK, NY 11754-4105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Deed Book / Page | 956 / 244 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,828.00 (+7.47%) | ||
| 2025 | $3,562.00 (+32.96%) | $57,800 (+7.64%) Land $8,100 Building $49,700 | $150,130 (+19.52%) Land $21,039 Building $129,091 |
| 2023 | $53,700 Land $8,100 Building $45,600 | $125,614 Land $18,947 Building $106,667 | |
| 2020 | $2,679.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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