287 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 287 Bear Gulch Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Bungalow
Year Built	Built 1940
Square Footage	760 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Last Sale	$140,000 (2008)
Tax Bill	$3,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 100.4-3-17`
Alternative APNs	`480010000400030170000000` `545J100593`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	760 sqft Living Area
1st Floor	760 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	165 ft x 65 ft Depth x Width
Porch	1 Porch
Porch Area	400 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J100593
Street Address	287 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	INCLUDES SHORE LINE VALUE
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1010
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 100.4-3-17

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 LAUREL ST, BEACON, NY 12508-3518
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2008 · Amount on Record
Deed Sale	Jan 24, 2008 · Amount on Record
Deed Book / Page	853 / 201
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 (+37.09%)	$53,600 (+7.85%) Land $7,000 Building $46,600	$139,221 (+19.75%) Land $18,182 Building $121,039
2023		$49,700 Land $7,000 Building $42,700	$116,257 Land $16,374 Building $99,883
2020	$2,405.00

Flood & Wildfire

287 Bear Gulch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.