301 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 301 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`434800 100.4-3-10`

Property Details

APN / Parcel Number

Primary APN	`434800 100.4-3-10`
Alternative APNs	`480010000400030100000000` `545J100836`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	175 ft deep x 50 ft wide
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J100836
Street Address	301 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	INCLUDES SHORE LINE VALUE
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1010
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 TRUAX RD, EAST WORCESTER, NY 12064-1816
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 2, 2025
Property Address	301 BEAR GULCH RD, SUMMIT, NY 12175-2708
Document Number	001235/236
Book / Page	1235 / 236
Instrument Date	Apr 1, 2025
Instrument	828808
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 TRUAX RD, EAST WORCESTER, NY 12064-1816

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (+95.63%)	$58,400 (+6.76%) Land $6,400 Building $52,000	$151,688 (+18.55%) Land $16,623 Building $135,065
2023		$54,700 Land $6,400 Building $48,300	$127,953 Land $14,971 Building $112,982
2020	$1,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20