289 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 289 Bear Gulch Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	612 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$32,500 (1996)
Tax Bill	$3,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 100.4-3-16`
Alternative APNs	`480010000400030160000000` `545J100434`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	612 sqft Living Area
1st Floor	360 sqft 1st Floor
Upper Floors	252 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage Style
Exterior Material	Wood Exterior
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	165 ft x 60 ft Depth x Width
Porch Area	120 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J100434
Street Address	289 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	INCLUDES SHORE LINE VALUE
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1010
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 100.4-3-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	289 BEAR GULCH RD, SUMMIT, NY 12175
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 1996 · Amount on Record
Deed Sale	Oct 18, 1996 · Amount on Record
Deed Book / Page	604 / 115
Record Refreshed	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 22, 2025
Property Address	289 BEAR GULCH RD, SUMMIT, NY 12175
Document Number	001247/292
Book / Page	1247 / 292
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 ARGOSY ST, ISLIP TERRACE, NY 11752-2408

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 (+32.15%)	$57,200 (+7.72%) Land $9,400 Building $47,800	$148,571 (+19.61%) Land $24,416 Building $124,155
2023		$53,100 Land $9,400 Building $43,700	$124,211 Land $21,988 Building $102,223
2020	$2,666.00

Flood & Wildfire

289 Bear Gulch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.