1. Home
  2. New York
  3. Schoharie County
  4. Summit
  5. Bear Gulch Rd

297 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 297 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1.5 ba · 940 sqft · built 1940
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (May 2010)
Tax Bill$4,325 (2026)
Deeds & MortgagesAug 2025 Transfer
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN434800 100.4-3-12

Property Details

APN / Parcel Number

Primary APN434800 100.4-3-12
Alternative APNs
  • 480010000400030120000000
  • 545J100569

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area940 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeRaised
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions181 ft deep x 65 ft wide
View / LotWaterfront
PorchPorch
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100569
Street Address297 BEAR GULCH RD
CitySUMMIT
StateNY
Zip12175-2706
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code01 - NOT Z
Legal DescriptionCAMP INC SHORE LINE VAL
Legal Block3
Legal Lot Number12.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1010
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 KINGS CT, CLIFTON PARK, NY 12065-5291
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2010 · Amount on Record
Deed SaleMay 24, 2010 · Amount on Record
Prior SaleDec 16, 2003 · Amount on Record
Deed Book / Page899 / 179
Last Transfer DateAug 3, 2012
Transfer Doc0000000938/000000023
Record UpdatedOct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateAug 5, 2025
Property Address297 BEAR GULCH RD, SUMMIT, NY 12175-2706
Document Number001239/184
Book / Page1239 / 184
Instrument DateJul 29, 2025
Instrument829452
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3 KINGS CT, CLIFTON PARK, NY 12065-5291

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateOct 5, 2021
Property Address297 BEAR GULCH RD, SUMMIT, NY 12175-2706
Document Number0001148/89
Book / Page1148 / 89
Instrument DateSep 30, 2021
Instrument796704
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 KINGS CT, CLIFTON PARK, NY 12065-5291

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,325.00 (+5.15%)
2025$4,113.00 (+35.39%)$65,300 (+5.32%) Land $10,200 Building $55,100$169,610 (+16.95%) Land $26,493 Building $143,117
2023$62,000 Land $10,200 Building $51,800$145,029 Land $23,860 Building $121,169
2020$3,038.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
MIDTEL
Fiber		500 / 100
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Bear Gulch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures