302 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 302 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 825 sqft · built 1983
Lot Size19.3 acres (840,708 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Sep 2000)
Tax Bill$5,239 (2025)
Flood ZoneZone X (minimal risk)
APN434800 100.4-4-11

Property Details

APN / Parcel Number

Primary APN434800 100.4-4-11
Alternative APNs
  • 480010000400040110000000
  • 545J100666

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area825 sqft Living Area
1st Floor Area735 sqft
Upper Floors Area90 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRustic
Exterior MaterialWood
Lot Area840,708 sqft (19.3 acres)
Lot Width875 ft Width
PorchSlab
Porch Area315 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100666
Street Address302 BEAR GULCH RD
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01 - NOT Z
Legal Block4
Legal Lot Number11.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1013
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 159, SUMMIT, NY 12175-0159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2000 · Amount on Record
Deed SaleSep 20, 2000 · Amount on Record
Deed Book / Page681 / 114
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,239.00 (+77.29%)$86,000 (+17.21%) Land $26,470 Building $59,530$223,377 (+30.15%) Land $68,753 Building $154,624
2023$73,370 Land $26,470 Building $46,900$171,626 Land $61,918 Building $109,708
2020$2,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
Verizon
Fixed Wireless
300 / 20

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