Bay County property record for 2944 E Coggins Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1950 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,182 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 040-012-400-025-00 |
| Primary APN | 040-012-400-025-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 187 ft deep x 150 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2944 E COGGINS RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM 582 FT W OF NE COR OF NE 1/4 OF SE 1/4 TH S 187 FT TH W 150 FT TH N 187 FT TH E 150 FT TO BEG. SEC 12 T16N R4E |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 12 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2944 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2944 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Document Number | 0000001025 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2944 E COGGINS RD PINCONNING MI 486509750, PINCONNING, MI 48650-9750 |
| Document Number | 0000001025 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 1025 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 24, 2034 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,182.00 (+12.68%) Homeowner's exemption | $44,100 (+34.86%) | $88,200 (+34.86%) |
| 2023 | $32,700 | $65,400 | |
| 2022 | $1,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 584.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, T-Mobile.
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