2859 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2859 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,064 sqft
Lot Size	77.7 acres (3,386,354 sqft)
Owner	Trust Name on File
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`040-012-200-035-00`

Property Details

APN / Parcel Number

Primary APN	`040-012-200-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	3,386,354 sqft (77.7 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2859 E COGGINS RD
City	PINCONNING
State	MI
Zip	48650-9750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SE
Legal Description	SW 1/4 OF NE 1/4. ALSO SE 1/4 OF NW 1/4, EX E 268 FT OF W 782 FT OF S 368 FT THRF. SEC.12,T16N,R4E
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4003
Census Tract	286200

Owner

2859 E Coggins Rd, a rural home, is owner-occupied and held in a trust since November 2023.

Source: Bay County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	2859 E COGGINS RD, PINCONNING, MI 48650-9750
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 28, 2023
Transfer Doc	0000013147
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Nov 30, 2023
Property Address	2859 E COGGINS RD, PINCONNING, MI 48650-9750
Document Number	0000013147
Instrument Date	Nov 28, 2023
Instrument	202313147
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 E COGGINS RD, PINCONNING, MI 48650-9750

Tax Assessment & Valuation

The 2026 property tax bill for 2859 E Coggins Rd was $3,756 with a homeowner's exemption, up 239% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (+238.99%) Homeowner's exemption	$280,300 (+7.23%)	$560,600 (+7.23%)
2025	$1,108.00 Homeowner's exemption	$261,400	$522,800
2023		$258,200	$516,400
2022	$3,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2859 E Coggins Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	16 (1983–2020)
Claims Outside the SFHA	3 of 16
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 6 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2859 E Coggins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20