Bay County property record for 2868 E Coggins Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,225 sqft · built 1952 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2019) |
| Tax Bill | $2,050 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-012-400-015-00 |
| Primary APN | 040-012-400-015-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 1,225 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 63,598 sqft (1.46 acres) |
| Lot Dimensions | 326 ft deep x 195 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2868 E COGGINS RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM 1100.87 FT E OF NW COR OF NW 1/4 OF SE 1/4 TH E 200.63 FT TH S 326 FT TH W 189.50 FT TH N 2D 15M W 326.25 FT TO BEG. |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2868 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Feb 22, 2012 · Amount on Record |
| Deed Document Number | 201914302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 21, 2019 |
| Property Address | 2868 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Document Number | 0000014302 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 14302 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11858 ELMS RD BIRCH RUN MI 484158456, BIRCH RUN, MI 48415-8456 |
| Document Number | 14303 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 14303 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605-3285 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,050.00 (+13.26%) Homeowner's exemption | $77,600 (+31.08%) | $155,200 (+31.08%) |
| 2023 | $59,200 | $118,400 | |
| 2022 | $1,810.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, T-Mobile.
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