Bay County property record for 2877 E Coggins Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,477 (May 2021) |
| Tax Bill | $3,829 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 040-012-200-030-00 |
| Primary APN | 040-012-200-030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 264 ft deep x 165 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2877 E COGGINS RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | W 165 FT OF S 264 FT OF SE 1/4 OF NE 1/4, SEC 12 T16N R4E |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 12 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2877 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage WANIGAS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 20219516 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 25, 2021 |
| Property Address | 2877 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Document Number | 202109516 |
| Instrument Date | May 24, 2021 |
| Instrument | 202109516 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2877 E COGGINS RD, 2877, PINCONNING, MI 48650-9750 |
| Name | Verified Name |
|---|---|
| Address | 2226 N IRISH RD, DAVISON, MI 48423-9562 |
| Investor | Possibly a Property Investor |
| Document Number | 202109517 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202109517 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2877 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Document Number | 0000005951 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 2877 E COGGINS RD PINCONNING MI 486509750, PINCONNING, MI 48650-9750 |
| Document Number | 0000005951 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 5951 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 18, 2018 |
| Property Address | 2877 E COGGINS RD, PINCONNING, MI 48650-9750 |
| Document Number | 0000009909 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 9909 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | TRI-COUNTY TITLE SERVICES LLC, TRI-COUNTY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 TOWER BENCH RD PINCONNING MI 48650, PINCONNING, MI 48650 |
| Document Number | 9910 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 9910 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,829.00 (+67.5%) | $114,800 (+36.02%) | $229,600 (+36.02%) |
| 2023 | $84,400 | $168,800 | |
| 2022 | $2,286.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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