292 River Rdg, Spring Branch, TX 78070 Property Records

Comal County property record for 292 River Rdg, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,958 sqft · built 2019
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Company Names on File
Last Sale	$62,500 (Apr 2011)
Tax Bill	$6,943 (2024)
Deeds & Mortgages	Apr 2026 Sale Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-0150-1853-00`

Property Details

APN / Parcel Number

Primary APN	`36-0150-1853-00`
Alternative APN	`142197`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,958 sqft Living Area
Gross Area	4,511 sqft
1st Floor Area	2,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	424,710 sqft (9.75 acres)
View / Lot	Hill/Valley
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	1,148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	292 RIVER RDG
City	SPRING BRANCH
State	TX
Zip	78070-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYSTIC SHORES 16, LOT 1940
Legal Subdivision	MYSTIC SHORES 16
Legal Block	2
Legal Lot Number	1940
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2044
Census Tract	310609

Owner

Source: Comal County assessment roll, as of September 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	292 RIVER RDG, SPRING BRANCH, TX 78070-5534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2018	Deed of Trust, Mortgage · ARM FIRST UNITED BANK & TRUST CO
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 8, 2011 · Amount on Record
Deed Sale	Apr 8, 2011 · Amount on Record
Prior Sale	Nov 3, 2006
Deed Document Number	20116012204
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COMAL TX
Recording Date	Apr 9, 2026
Property Address	292 RIVER RDG, SPRING BRANCH, TX 78070-5534
Document Number	0000010328
Instrument Date	Apr 7, 2026
Instrument	202610328
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	292 RIVER RDG, SPRING BRANCH, TX 78070-5534

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	292 RIVER RDG, SPRING BRANCH, TX 78070-5534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006024662
Date	Jun 25, 2018
Instrument	201806024662

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	4.65%
Max Rate At Change	9.65%
Index	1-Year LIBOR
Max Rate	9.65%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	292 RIVER RDG, SPRING BRANCH, TX 78070-5534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006016529
Date	May 5, 2020
Instrument	202006016529

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,026,408 (+1%)	$1,353,230 (+10.44%) Land $421,660 Building $931,570
2024	$6,943.00 (+5.29%) Homeowner's exemption Senior Citizen's exemption	$933,098 (-21.56%) Land $311,980 Building $913,300	$1,225,280 (+3%) Land $311,980 Building $913,300
2023	$6,594.00 Homeowner's exemption Senior Citizen's exemption	$1,189,580 Land $344,820 Building $844,760	$1,189,580 Land $344,820 Building $844,760
2022	$6,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Telephone Cooperative Fiber	5,000 / 5,000

May also be available: Verizon.

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