Osceola County property record for 2916 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,636 sqft Living Area |
| Lot Size | 5,270 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2018) |
| Tax Bill | $2,902.00 (2024) |
| Primary APN | 22-26-30-0074-0001-1620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,054 sqft Gross Area |
| 1st Floor | 1,636 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,270 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 28 sqft Patio |
| Porch Area | 18 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2916 ELBIB DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 162 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES PH 4 |
| Legal Phase | 4 |
| Legal Tract | 74 |
| Legal Block | 1620 |
| Legal Lot Number | 162 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0074-0001-1620
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Dec 05, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Feb 27, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Apr 28, 2015 · Amount on Record |
| Deed Doc Number | 201833923 |
| Deed Book / Page | 5292 / 2572 |
| Prior Transfer Date | Jul 08, 2014 |
| Prior Transfer Doc | 0046392419 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0064360436 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 6436/436 |
| Instrument | 2023086854 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0061532682 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 6153/2682 |
| Instrument | 2022027333 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0058510641 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 5851/641 |
| Instrument | 2020169749 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0056412820 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2916 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525 |
| Document Number | 0056412820 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 005641/002820 |
| Instrument | 163281 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 27, 2018 |
| Property Address | 2916 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0052922572 |
| Book / Page | 005292 / 002572 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 33923 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2916 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525 |
| Document Number | 52922574 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 005292/002574 |
| Instrument | 33924 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,007.00 (+3.62%) Homeowner's exemption | $210,880 (+5.99%) | $307,200 (-2.88%) Land $65,000 Building $242,200 |
| 2024 | $2,902.00 (+2.76%) | ||
| 2023 | $2,824.00 (+3.75%) Homeowner's exemption | $198,968 (+3%) | $316,300 (+15.86%) Land $60,000 Building $256,300 |
| 2022 | $2,722.00 Homeowner's exemption | $193,173 | $273,000 Land $55,000 Building $218,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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