Osceola County property record for 2911 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,612 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $246,000 (2019) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 128550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Heated Area |
| Gross Area | 2,060 sqft Gross Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 36 sqft Patio |
| Porch | Open Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128550 |
|---|---|
| Old Parcel Number | 222630276700010020 |
| Street Address | 2911 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8526 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128550
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage OSCEOLA COUNTY |
| Mar 07, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Dec 26, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CHAOS HM LNS LLC |
| Mar 18, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage CHAOS HM LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Prior Sale | Oct 09, 2002 · Amount on Record |
| Deed Doc Number | 2019034285 |
| Deed Book / Page | 5493 / 0604 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0065810408 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 6581/408 |
| Instrument | 2024046776 |
| Name | OSCEOLA COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Address | 1 COURTHOUSE SQ # 4700, KISSIMMEE, FL 34741 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0063672550 |
|---|---|
| Date | Mar 07, 2023 |
| Book Page | 6367/2550 |
| Instrument | 2023026456 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0056501747 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2911 ELBIB DR ST CLOUD FL 347728526, ST CLOUD, FL 34772-8526 |
| Document Number | 0056501747 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 005650/001747 |
| Instrument | 169731 |
| Name | CHAOS HM LNS LLC |
|---|---|
| Address | LAS VEGAS, NV 89101 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 2911 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0054930604 |
| Book / Page | 005493 / 000604 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 34285 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2911 ELBIB DR ST CLOUD FL 347728526, ST CLOUD, FL 34772-8526 |
| Document Number | 54930605 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 005493/000605 |
| Instrument | 34286 |
| Name | CHAOS HM LNS LLC |
|---|---|
| Address | LAS VEGAS, NV 89113 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,200 (+49.83%) Land $65,000 Building $247,200 | $312,200 (-2.98%) Land $65,000 Building $247,200 |
| 2023 | $2,993.00 (+3.71%) Homeowner's exemption | $208,372 (+3%) | $321,800 (+16.01%) Land $60,000 Building $261,800 |
| 2022 | $2,886.00 Homeowner's exemption | $202,303 | $277,400 Land $55,000 Building $222,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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