2914 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2914 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2000
Square Footage	2,142 sqft Living Area
Lot Size	5,270 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2010)
Tax Bill	$1,149.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0074-0001-1630`
Alternative APNs	`263022007400011630` `128140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,142 sqft Living Area
Gross Area	2,583 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Upper Floors	1,022 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,270 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Deck Area	24 sqft Deck
Porch Area	21 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2914 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 163
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 4
Legal Phase	4
Legal Tract	74
Legal Block	1630
Legal Lot Number	163
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0074-0001-1630

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2914 ELBIB DR, SAINT CLOUD, FL 34772-8525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Prior Sale	Nov 18, 2004 · Amount on Record
Deed Doc Number	201087283
Deed Book / Page	3998 / 1212
Prior Transfer Date	Sep 01, 2007
Prior Transfer Doc	0036150495
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2914 ELBIB DR, SAINT CLOUD, FL 34772-8525
Document Number	0058470022
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525

Mortgage

Document Number	0058470022
Date	Dec 08, 2020
Book Page	005847/000022
Instrument	166351

Lender

Name	INSIGHT CU
Address	LEESBURG, FL 34748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 07, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00 (+4.18%) Homeowner's exemption	$109,771 (+5.99%)	$312,500 (-3.07%) Land $65,000 Building $247,500
2024	$1,149.00 (+3.89%)
2023	$1,106.00 (+5.13%) Homeowner's exemption	$103,571 (+3%)	$322,400 (+15.89%) Land $60,000 Building $262,400
2022	$1,052.00 Homeowner's exemption	$100,555	$278,200 Land $55,000 Building $223,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.