2922 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2922 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,478 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2013)
Tax Bill	$1,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128136`
Alternative APNs	`222630007400011590` `222630276400011590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,478 sqft Heated Area
Gross Area	2,056 sqft Gross Area
1st Floor	1,478 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Fence	Fence
Porch	Finished/Screened Porch
Porch Area	178 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128136
Old Parcel Number	222630276400011590
Street Address	2922 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 159
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	4
Legal Tract	74
Legal Block	1
Legal Lot Number	159
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43207

Owner

Source: Osceola County records · APN 128136

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2922 ELBIB DR, SAINT CLOUD, FL 34772-8525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2013 · Amount on Record
Deed Sale	Feb 01, 2013 · Amount on Record
Prior Sale	Sep 11, 2012
Deed Doc Number	2013017555
Deed Book / Page	4389 / 2370
Record Refreshed	Jun 08, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2922 ELBIB DR, SAINT CLOUD, FL 34772-8525
Document Number	0054190356
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 01, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525

Mortgage

Document Number	0054190356
Date	Oct 17, 2018
Book Page	005419/000356
Instrument	155777

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (+7.73%) Homeowner's exemption	$122,362 (+5.99%)	$277,300 (-2.74%) Land $65,000 Building $212,300
2023	$1,320.00 (+4.76%) Homeowner's exemption	$115,451 (+3%)	$285,100 (+15.71%) Land $60,000 Building $225,100
2022	$1,260.00 Homeowner's exemption	$112,089	$246,400 Land $55,000 Building $191,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.