Osceola County property record for 2915 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,142 sqft Heated Area |
| Lot Size | 6,142 sqft (0.141 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $408,000 (2023) |
| Tax Bill | $4,956.00 (2025) |
| Primary APN | 128134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,142 sqft Heated Area |
| Gross Area | 2,786 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Upper Floors | 1,022 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,142 sqft (0.141 acres) |
| Depth X Width | 105 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128134 |
|---|---|
| Old Parcel Number | 222630276400011570 |
| Street Address | 2915 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8526 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 4 PB 11 PG 53-54 LOT 157 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 4 |
| Legal Tract | 74 |
| Legal Block | 1 |
| Legal Lot Number | 157 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128134
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2915 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Aug 24, 2015 · Amount on Record |
| Deed Doc Number | 0064722802 |
| Deed Book / Page | 6472 / 2802 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 2915 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0064722802 |
| Book / Page | 6472 / 2802 |
| Map Reference | MB 11 PG 53&54 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023120249 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | CITRUS CLOSING GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,856.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1571, MAYO, FL 32066-1571 |
| Name | Verified Name |
|---|---|
| Address | 2915 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0064722804 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 6472/2804 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0064722827 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 6472/2827 |
| Instrument | 2023120251 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2915 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057332990 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 5733/2990 |
| Instrument | 2020073350 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2040 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,956.00 (+105.9%) Homeowner's exemption | $319,800 (+81.9%) Land $65,000 Building $254,800 | $319,800 (-3.18%) Land $65,000 Building $254,800 |
| 2023 | $2,407.00 (+3.93%) Homeowner's exemption | $175,813 (+3%) | $330,300 (+15.85%) Land $60,000 Building $270,300 |
| 2022 | $2,316.00 Homeowner's exemption | $170,693 | $285,100 Land $55,000 Building $230,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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