Osceola County property record for 2913 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,811 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2025) |
| Tax Bill | $4,621.00 (2025) |
| Primary APN | 128402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,811 sqft Heated Area |
| Gross Area | 2,428 sqft Gross Area |
| 1st Floor | 1,811 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 437 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128402 |
|---|---|
| Old Parcel Number | 222630276700010010 |
| Street Address | 2913 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8526 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128402
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2025 · Amount on Record |
| Deed Sale | Apr 07, 2025 · Amount on Record |
| Prior Sale | Feb 02, 2021 · Amount on Record |
| Deed Doc Number | 2025043976 |
| Deed Book / Page | 6767 / 2177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0063482242 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 6348/2242 |
| Instrument | 2023009447 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|
| Document Number | 0057291197 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 5729/1197 |
| Instrument | 2020069628 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 02, 2021 |
| Property Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0058822786 |
| Book / Page | 5882 / 2786 |
| Map Reference | MB 13 PG 124-126 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021015120 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2913 ELBIB DR, SAINT CLOUD, FL 34772-8526 |
| Document Number | 0058822787 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 5882/2787 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,621.00 (+6.06%) Homeowner's exemption | $301,081 (+5.99%) | $310,100 (-3.03%) Land $65,000 Building $245,100 |
| 2023 | $4,357.00 (+3.47%) Homeowner's exemption | $284,074 (+3%) | $319,800 (+15.95%) Land $60,000 Building $259,800 |
| 2022 | $4,211.00 Homeowner's exemption | $275,800 Land $55,000 Building $220,800 | $275,800 Land $55,000 Building $220,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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