2915 Cutter Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2915 Cutter Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,912 sqft · built 2003
Lot Size	3.01 acres (131,203 sqft)
Owner	2 Individual Names on File
Last Sale	$2,105,000 (Mar 2026)
Tax Bill	$9,911 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-207-103`

Property Details

APN / Parcel Number

Primary APN	`06-207-103`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,912 sqft Living Area
1st Floor Area	5,901 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,203 sqft (3.01 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2915 CUTTER CT
City	WAXHAW
State	NC
Zip	28173-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#43 WOODHALL PH1/MP1
Legal Subdivision	WOODHALL
Legal Lot Number	43
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21016

Owner

2915 Cutter Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2915 CUTTER CT, WAXHAW, NC 28173-8064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Deed Document Number	20265899
Deed Book / Page	9320 / 216
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 CUTTER CT, WAXHAW, NC 28173-8064

Mortgage

Document Number	0009076564
Date	Mar 11, 2025
Book Page	9076/564
Instrument	5787

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008143631
Date	Jun 21, 2021
Book Page	8143/631
Instrument	29272

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 5, 2026
Property Address	2915 CUTTER CT, WAXHAW, NC 28173-8064
Document Number	0009320216
Book / Page	9320 / 216
Map Reference	CAB G FILE 600
Instrument Date	Mar 2, 2026
Instrument	5899
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	HORIZON TITLE, HORIZON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 CUTTER CT, WAXHAW, NC 28173-8064

Mortgage

Document Number	0000005900
Date	Mar 5, 2026
Instrument	5900

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2915 Cutter Ct was $9,911.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,133,300 (-) Land $377,900 Building $1,755,400	$2,133,300 (-) Land $377,900 Building $1,755,400
2025	$9,911.00	$2,133,300 Land $377,900 Building $1,755,400	$2,133,300 Land $377,900 Building $1,755,400
2023	$10,205.00	$1,631,500 Land $276,700 Building $1,354,800	$1,631,500 Land $276,700 Building $1,354,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2915 Cutter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 Cutter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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