2817 Cutter Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2817 Cutter Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,400 sqft · built 2005
Lot Size	3.63 acres (158,515 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Jul 2017)
Tax Bill	$7,624 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-207-106`

Property Details

APN / Parcel Number

Primary APN	`06-207-106`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,400 sqft Living Area
1st Floor Area	2,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	158,515 sqft (3.63 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2817 CUTTER CT
City	WAXHAW
State	NC
Zip	28173-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#46 WOODHALL PH1/MP1 OPCG600
Legal Subdivision	WOODHALL
Legal Lot Number	46
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1010
Census Tract	21016

Owner

2817 Cutter Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2817 CUTTER CT, WAXHAW, NC 28173-7992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 24, 2017	Warranty Deed, Transfer SOFI LNDG
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	May 21, 2009 · Amount on File
Deed Document Number	201720995
Deed Book / Page	6978 / 841
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	0004857240
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2817 CUTTER CT, WAXHAW, NC 28173-7992
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008385664
Date	Jan 28, 2022
Book Page	8385/664
Instrument	3579

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2817 CUTTER CT, WAXHAW, NC 28173-7992
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007612692
Date	Mar 18, 2020
Book Page	7612/692
Instrument	9092

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 24, 2017
Property Address	2817 CUTTER CT, WAXHAW, NC 28173-7992
Document Number	6978841
Book / Page	006978 / 000841
Instrument Date	Jul 24, 2017
Instrument	20995
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2817 CUTTER CT WAXHAW NC 281737992, WAXHAW, NC 28173-7992

Mortgage

Document Number	6978844
Date	Jul 24, 2017
Book Page	006978/000844
Instrument	20996

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 10, 2017
Property Address	2817 CUTTER CT, WAXHAW, NC 28173-7992
Document Number	687546
Book / Page	006875 / 000046
Instrument Date	Feb 8, 2017
Instrument	3867
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9114 WOODHALL LAKE DR WAXHAW NC 281736864, WAXHAW, NC 28173-6864

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Cutter Ct was $7,624.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,641,000 (-) Land $394,800 Building $1,246,200	$1,641,000 (-) Land $394,800 Building $1,246,200
2025	$7,624.00	$1,641,000 Land $394,800 Building $1,246,200	$1,641,000 Land $394,800 Building $1,246,200
2023	$6,849.00	$1,095,000 Land $298,600 Building $796,400	$1,095,000 Land $298,600 Building $796,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Cutter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Cutter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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