2914 Cutter Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2914 Cutter Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,240 sqft · built 2004
Lot Size	1.75 acres (76,274 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Apr 2024)
Tax Bill	$7,674 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-207-102`

Property Details

APN / Parcel Number

Primary APN	`06-207-102`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,240 sqft Living Area
Gross Area	6,211 sqft
1st Floor Area	3,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,274 sqft (1.75 acres)
Garage Type	Attached
Garage Area	971 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2914 CUTTER CT
City	WAXHAW
State	NC
Zip	28173-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#42 WOODHALL PH1/MP1 OPCG600
Legal Subdivision	WOODHALL
Legal Lot Number	42
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21016

Owner

2914 Cutter Ct is owned and occupied by two individuals who bought it in April 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2914 CUTTER CT, WAXHAW, NC 28173-8064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20248104
Deed Book / Page	8885 / 1
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2024
Property Address	2914 CUTTER CT, WAXHAW, NC 28173-8064
Document Number	0000088851
Book / Page	8885 / 1
Map Reference	CAB G FILE 600
Instrument Date	Apr 11, 2024
Instrument	8104
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4406 OVERBECKS LN, WAXHAW, NC 28173-6957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 CUTTER CT, WAXHAW, NC 28173-8064

Mortgage

Document Number	0000008105
Date	Apr 12, 2024
Instrument	8105

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 2914 Cutter Ct was $7,674.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,651,800 (-) Land $302,300 Building $1,349,500	$1,651,800 (-) Land $302,300 Building $1,349,500
2025	$7,674.00	$1,651,800 Land $302,300 Building $1,349,500	$1,651,800 Land $302,300 Building $1,349,500
2023	$7,524.00	$1,202,900 Land $201,100 Building $1,001,800	$1,202,900 Land $201,100 Building $1,001,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2914 Cutter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2914 Cutter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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