2901 Cutter Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2901 Cutter Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,541 sqft · built 2005
Lot Size	2.26 acres (98,751 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-207-105`

Property Details

APN / Parcel Number

Primary APN	`06-207-105`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,541 sqft Living Area
1st Floor Area	2,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	98,751 sqft (2.26 acres)
Garage Type	Detached
Garage Area	1,357 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	370 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2901 CUTTER CT
City	WAXHAW
State	NC
Zip	28173-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#45 WOODHALL PH1/MP1 OPCG600
Legal Subdivision	WOODHALL
Legal Lot Number	45
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21016

Owner

2901 Cutter Ct is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2901 CUTTER CT, WAXHAW, NC 28173-8064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2901 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008778680
Date	Sep 11, 2023
Book Page	8778/680
Instrument	22057

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2901 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8225824
Date	Aug 31, 2021
Book Page	8225/824
Instrument	41346

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2901 Cutter Ct was $5,151.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,700 (-) Land $316,600 Building $792,100	$1,108,700 (-) Land $316,600 Building $792,100
2025	$5,151.00	$1,108,700 Land $316,600 Building $792,100	$1,108,700 Land $316,600 Building $792,100
2023	$5,269.00	$842,400 Land $220,400 Building $622,000	$842,400 Land $220,400 Building $622,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2901 Cutter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2901 Cutter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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