2900 Cutter Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2900 Cutter Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,765 sqft · built 2005
Lot Size	1.53 acres (66,908 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2004)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-207-101`

Property Details

APN / Parcel Number

Primary APN	`06-207-101`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,765 sqft Living Area
1st Floor Area	2,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	66,908 sqft (1.53 acres)
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2900 CUTTER CT
City	WAXHAW
State	NC
Zip	28173-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#41 WOODHALL PH1/MP1 OPCG600
Legal Subdivision	WOODHALL
Legal Lot Number	41
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21016

Owner

2900 Cutter Ct is owned and occupied by an individual who bought it in December 2004.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2900 CUTTER CT, WAXHAW, NC 28173-8064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit HOMETAP EQUITY PARTNERS LLC
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2004 · Amount on File
Deed Sale	Dec 8, 2004 · Amount on File
Deed Document Number	200450713
Deed Book / Page	3634 / 479
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2900 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CUTTER CT, WAXHAW, NC 28173-8064

Mortgage

Document Number	0008846680
Date	Jan 31, 2024
Book Page	8846/680
Instrument	2008

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2900 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008643343
Date	Jan 24, 2023
Book Page	8643/343
Instrument	1563

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2900 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007591232
Date	Feb 24, 2020
Book Page	7591/232
Instrument	5865

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2900 CUTTER CT, WAXHAW, NC 28173-8064
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008407333
Date	Feb 23, 2022
Book Page	8407/333
Instrument	6898

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2900 Cutter Ct was $5,650.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,216,300 (-) Land $289,400 Building $926,900	$1,216,300 (-) Land $289,400 Building $926,900
2025	$5,650.00	$1,216,300 Land $289,400 Building $926,900	$1,216,300 Land $289,400 Building $926,900
2023	$5,254.00	$840,100 Land $188,200 Building $651,900	$840,100 Land $188,200 Building $651,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2900 Cutter Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 Cutter Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

Nearby Properties on Cutter Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures